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Welcome to Linda Mitchell'sFlorence, Muscle Shoals and Killen Real Estate Website

Welcome! Here You Can Find Great Information on Florence, Muscle Shoals and Killen, Alabama Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Florence, Muscle Shoals and Killen real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Florence, Muscle Shoals and Killen real estate agent, I have the experience and track record you are looking for. Please let me help.

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School Reports in Florence, Muscle Shoals and Killen, Alabama

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Schools in Florence, Muscle Shoals and Killen

Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Q	What tropical haven is back in vogue, attracting celebrities like Cher, Madonna, and Sylvester Stallone, who have homes here?
A	Made up of 17 islands in Biscayne Bay, Miami Beach is the "American Riviera" and famous for its tropical beauty.
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Linda Mitchell, REALTOR®, real estate agent and broker for Florence, Muscle Shoals and Killen, Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Mitchell
CRC Realty
2530-B Florence Blvd.
Florence, AL 35630
Cell Direct: 256-710-7394
Toll Free: 866-506-2100
Fax: 256-767-7333
Email: lindamitchell@NUMBER1EXPERT.com

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